At the time of buying any sort of insurance, clients are advised to obtain several quotes from different companies, at least from three regarding the charges or the cost of premium besides looking into other factors.
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|
| |
| Company Name |
Maximum NCD |
Online discount |
Fire and theft |
Accidental damage |
Windscreen |
Courtesy car |
| AA |
65% |
15% |
£200 |
£100 |
£60 |
Yes |
Admiral |
20% |
65% |
10% |
£60 |
£50 |
Yes |
ASDA |
10% Fee |
70% |
10% |
£250 |
£60 |
Option |
Churchill |
22.1% |
65% |
10% |
£250 |
£60 |
Yes |
Cornhill Direct |
13.9% |
65% |
10% |
£150 |
£75 |
Yes |
Direct Line |
17.4% |
65% |
10% |
£250 |
£60 |
Option |
Elephant |
20% |
65% |
None |
£60 |
£50 |
Yes |
Esure |
21% |
75% |
10% |
£100 |
£50 |
Yes |
Halifax |
21% |
75% |
10% |
£100 |
£50 |
Yes |
Lloyds TSB |
22.1% |
65% |
10% |
£200 |
£75 |
Yes |
More Than |
13.7% |
65% |
5% |
£250 |
£60 |
Yes |
Norwich Union |
18.9% |
65% |
20% |
£320 |
£60 |
Yes |
Post Office |
23.46% |
65% |
£50 |
£250 |
£50 |
Yes |
Privilege |
17.4% |
65% |
None |
£250 |
£60 |
Yes |
RAC |
24.8% |
70% |
15% |
£200 |
£60 |
Yes |
Saga |
14.9% |
65% |
10% |
£100 |
£50 |
Yes |
Swiftcover |
23.8% |
63% |
None |
Varies |
£65 |
Option |
Tesco |
19% |
70% |
10% |
£300 |
£75 |
Option |
Virgin |
0% |
65% |
10% |
£250 |
£75 |
Yes |
Zurich |
21.5% |
65% |
10% |
£100 |
£100 |
Option |
AA Breakdown Insurance has really good customer service that you can even contact even on a Sunday, get quick response, and thus are very effective. Direct Line Car Insurance, however, have had its customers complain of poor standards and poor customer service from repair centre staff. Norwich Union Car Insurance, similar to AA, is great value for money with friendly staff. However, they overcharged for insuring a hire car. Customers should take great care before taking out insurance from any of the insurers. Ask around, read reviews, compare policies, read terms and conditions carefully before making the decision. |
